Rates & Insurance

Rates


My normal rate for a 50-55 minute session is $240 as of June 1, 2021.  I accept payment with debit or credit cards via Ivy Pay, a HIPAA-compliant app for therapists designed to keep your personal information safe and private.

I am sometimes able to negotiate a fee reduction with clients on a case-by-case basis, depending on availability.  At this time, my practice is limited to only a few clients, so reduced fee slots are only available infrequently.

Alternatively, the associates at Margin to Center are able to see clients at lower rates than I am; you are welcome to ask me about seeing one of them, or to contact them directly.

Receipts

I am always glad to provide receipts for services so you can get reimbursement from your Flexible Spending Account (FSA) or Health Savings Account (HSA) if your employer offers one.  Typically you have to designate an amount of money to set aside each paycheck during your open enrollment period, so if you don’t currently participate in your employer’s offering, ask your HR department when you could enroll.

Insurance

I do not currently participate in any insurance plans.  However, many people on PPO plans have some coverage for out-of-network services.  Typically there is a deductible you must meet, and then you can receive reimbursement for some percentage of the “allowable” cost of therapy (often 50-60% of whatever they say therapy “should” cost – this number rarely corresponds to what professionals typically charge, for some reason).  This is often a way to make therapy more affordable, though it typically does not cover the full cost.

I am glad to provide you with a superbill to present to your insurance company for out-of-network services.  However, I require payment in full at the time of your sessions with me. You are responsible for understanding your plan’s coverage and reimbursement policies.

A superbill does require a billable diagnosis, assigned to an individual insured person.  This means that for the purpose of couple or family therapy, one person must be designated as the “patient.”  I am glad to talk with you about the pros and cons of receiving a mental health diagnosis.


drsaddison@gmail.com

510-599-5467

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